Dearden & Associates is proud to partner with Colonial Life for supplemental voluntary benefits. We have evaluated the major carriers - and many of the newcomers to the market - and Colonial Life consistently emerges as the leader for product design, reasonable premium rates, billing simplicity, and excellent service from career agents. Colonial Life does not advertise a lot on television like their major competitors - they simply do the job better. By offering Colonial Life supplemental policies as a part of your benefit package, you can provide employees access to financial protection that they simply would not have otherwise. These plans can off-set higher copays, deductibles, and coinsurances that are more common in today's healthcare environment. Consider offering plans, at no cost to you or your company, that might financially assist your employees with the following issues: Accidents (On & Off the Job) Cancer Critical Illnesses (heart attack, stroke, renal failure, major organ transplant, etc.) Short-term Disability Life Insurance Hospital Confinement Coverage (may include maternity) As an added value to your company, Colonial Life will provide Employee Benefit Statements that demonstrate the financial value of your benefits package to each employee at your request and at no cost to you. In addition, they will provide a Section 125 Premium Only Plan Document that qualifies your company to payroll deduct employee paid premiums for health insurance, dental and vision insurance, and most Colonial Life supplemental plans on a pre-tax basis and, again, at no cost to you. This saves your employees all of the taxes on these premiums and the company saves the FICA and FUTA contributions. HR specialists call this the "All-Time No Brainer!" Please call for assistance today by dialing toll-free (866) 488-7010. Or contact us via the email option on this website.