As an employer, you have the option of contributing premium dollars toward a group dental plan for your employees or simply providing access to dental benefits to interested employees on a voluntary basis in which the employees pay 100% of the plan costs.
Contributory plans typically enjoy a slightly lower per employee premium cost due to higher participation. Voluntary plans, however, have no cost to the employer while enhancing the employee benefit package. Both plans are invoiced per list billing and require that the employer withhold any premiums from the employees via payroll deduction. These premiums can be withheld pre-tax by virtue of a Section 125 Cafeteria Plan, saving the employee and the employer valuable dollars.
Dearden & Associates offers a full array of dental plans from quality carriers such as:
- Dental Select
- Total Dental Administrators
- Delta Dental
- BlueCross BlueShield
- MetLife
Your agent will discuss options with you with regard to plan design, provider access, and cost to help you choose a solution that is right for you and your employees.
Please call for assistance today by dialing toll-free (866)488-7010. Or contact us via the email option on this website.
